Are you looking for a Personal Loan or Military Loan in Lawton Oklahoma and you have Bad Credit?
Bad Credit? Call Checkmate! 405-366-7277!
Hasn’t it done just that for many young people and soldiers in Oklaoma? If you have Bad Credit, don’t worry! There are solutions to Bad Credit at Checkmate Check Cashing and Loans!
Checkmate Check Cashing and Loans has been providing Bad Credit Loans to Oklahomans since 1991. We also have Bad Credit Missouri Loans at our Waynesville St. Robert Missouri offices. You don’t have to worry about access to credit and loans when you deal with Checkmate!
Need a Bad Credit Fast Cash Easy Money Loan? Worried about Bad Credit? There is an upside to having Bad Credit!
Let us explain how with a couple true stories.
Good Credit Rating Story
My friend started his adult years with good credit. Soon he was able to get credit cards at will, as well as finance cars, snowmobiles and more. He made the payments, and went deeper and deeper into debt while he was at it. When he was 30 years old, he had over $20,000 in credit card debt, plus loans on cars and business tools.
Eventually it was just too much to handle. After considering bankruptcy, he was convinced that the credit card companies would reduce his balance due if he just threatened to declare bankruptcy. However, he had to stop paying on the cards, or the credit card companies wouldn’t believe he was in financial trouble. He did this, and then drafted a nice letter to the companies, explaining his situation. Most cut at least 30% off what he owed, but he had to pay the remaining balances immediately, which he did with a home equity loan.
As a result, his bad credit rating wasn’t as bad as if he had actually declared bankruptcy, so he was able to rebuild his credit score. He also started to rebuild his credit balances. His good credit rating enabled him to begin again the process of overburdening himself with debt. He lives a stressful life, to say the least.
Bad Credit Rating Story
Another friend had her first credit score based on the phone bill in her first apartment, which she never paid on time. It was eventually disconnected. This, along with a few other minor credit infractions, destroyed her credit scores while she was young. What has this meant for her?
Well, because she can’t borrow, she hasn’t had the pleasure of being overwhelmed with debt and at the edge of bankruptcy. She has to buy things for cash when she has it, or wait until she saves enough. Has the inability to have a bunch of things around that are worth a fraction of what she owes on them made her less happy? I don’t think so. She seems happier than most people, perhaps partly because she just doesn’t have the debt-stress that is so typical today.
Bad Credit Is Good?
I’m not saying you should purposely try to get a bad credit rating, but if you already have one, know that it isn’t all bad. The habits that got you here could get you into even more trouble if you could borrow more. Why not look at it as an opportunity to stop going further into debt, and a chance to learn better habits?
Checkmate Check Cashing and Loans encourages all consumers to use common sense and forethought in dealing with their financial issues and money goals. We offer many flexible financial services that can help get you out of debt, consolidate high interest loans, and rebuild your credit history. Contact us if you need assistance in making a change in your financial life!
Can a bad credit rating save you from bigger problems? YES!
Checkmate Check Cashing and Loans | 1400 North Sheridan Road, Lawton, OK | 614 West Main, Norman, Oklahoma 73069
405-366-7277 | 580-355-1201 http://fortsillcash.com
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